Refinance Your SBA Loan with Spartan
Improve your business cash flow by refinancing your SBA 7(a) loan. Our SBA refinancing services help you achieve better terms and financial flexibility.
How It Works: SBA Loan Refinancing
SBA loans offer a guarantee from the federal government of 75% - 90% of the loan amount, making banks more comfortable lending and easier for under-collateralized businesses to get the funding they need.
Identify Qualifying Rates
Current Loan Assessment: This program is specifically designed for businesses that currently hold an SBA loan priced at a rate of Prime + 2.5% or higher.
Secure a Lower Interest Rate
Refinancing Solution: Spartan Cafe facilitates the refinancing of your existing high-interest debt into a new SBA loan structure that offers a significantly lower interest rate.
Reduce Monthly Overhead
Improved Cash Flow: By transitioning to a lower interest rate, your business will benefit from lower monthly loan payments, immediately increasing your available operational cash flow.
Fund Business Growth
Capital Infusion
Beyond simple savings, this refinancing process provides an opportunity to access additional cash capital dedicated to funding your business expansion and growth initiatives.
What Sets Us Apart
Have 5 Minutes? Apply Online
Check to see if you pre-qualify without impacting your credit score.