Business Line

of Credit

A business line of credit isn’t just for cash flow gaps. It’s a flexible tool for fueling growth and seizing opportunities.

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Key Highlights

Fast and flexible funding

$ Funding Amount

$100K to $750k

Revolving Credit

Draw funds as needed

Time to Fund

24 to 48 hours

Business line of credit vs

Cash flow financing

What’s the difference between a line of credit vs cash flow financing? Here’s a quick breakdown:

FEATURE	BUSINESS LINE OF CREDIT	CASH FLOW FINANCING
TYPE	Revolving credit	Lump sum funding
PAYMENTS	Weekly and monthly	Weekly and monthly
FLEXIBILITY	Withdraw as needed	Fixed funding, flexible repayment
COST	Interest only on outstanding amount	Flat cost, no prepayment penalties

Business capital on demand

A business credit line functions more like a credit card than other types of term loans, giving you ongoing access to capital.

After qualifying, you’ll receive a total credit limit and can transfer any amount you need from your credit line to your business bank account for quick business funding.

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Get approved

Secure a credit line based on your business revenue.

Withdraw as needed

Access funds anytime, in any amount.

Pay for what you use

Interest applies only to withdrawn funds.

Replenish & repeat

Repay and access more capital as needed.

Unsecured Lines of Credit

Eligibility based on cash flow and revenue, no collateral required

Credit limit based on revenue performance and trends

Faster processing

Higher interest rates

Secured Lines of Credit

Requires business or personal assets as collateral (e.g., equipment, property, accounts receivable)

Credit limit based on the value of pledged assets

Longer approval timelines due to asset verification

Typically lower interest rates

Unsecured vs secured lines of credit

Collateral can be real estate, equipment, inventory, accounts receivable, or other tangible business assets. But, if you don’t want to pledge your assets, there are other options available.

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